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Beware the IRMAA Monster
As we approach Halloween and the joy of seeing little monsters begging at your door for a bit of candy, there’s another monster lurking about, waiting to pounce on unsuspecting seniors. Her name is IRMAA and she’s far more terrifying and harmful than anything else you’ll see. She doesn’t beg and she’ll take far more… [Continue] The post Beware the IRMAA Monster appeared first on Guideway Financial, LLC.... Read more
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When Stocks Identify as Bonds
♫ It’s a mixed up, muddled up, shook up world ♫ – Ray Davies, The Kinks Overall, 2022 was one of the worst years for investors. Bonds had stock sized losses and so did the S&P 500. Fortunately, some stock indices identified as bonds, suggesting a way to improve return reliability. Normally, 5-year Treasury Bonds… [Continue] The post When Stocks Identify as Bonds appeared first on Guideway Financial, LLC.... Read more
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The Usual Bank Failures
Warren Buffet wrote, “It’s only when the tide goes out that you learn who’s been swimming naked.” Sure enough, the recent pace of interest rate increases by the Federal Reserve has exposed a few wet noodles among the banks and real estate companies. The way things are heading, we soon may have enough for a… [Continue] The post The Usual Bank Failures appeared first on Guideway Financial, LLC.... Read more