Long Term Strategy for IRAs and 401k Plans
For very Long Term Investors, historically splitting your investment account equally into 4 Exchange Traded or Mutual Funds would grow your money faster than Inflation:
25 % S&P 500 Fund (SPY) for Growth.
25 % NASDAQ 100 Fund (QQQ) for Aggressive Growth.
25 % International Large Cap Fund (EFA).
25 % Growth and Income (for example, one of the better-performing Funds in recent years has been Calamos Growth & Income (CGIIX)
To avoid a possible “Bear Market”, maybe EXIT any Fund that Closes > 5% Below the Green Line (250 day exponential moving average). CHECK HERE. Re-enter the Fund on a Close back above the Green Line.
Disclaimer: The information on this site is provided for discussion purposes only, and should not be misconstrued as investment advice. Under no circumstances does this information represent a recommendation to buy or sell securities.
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